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Tips for a Simple Loan Approval

If you encounter a special situation, it is best to mention it to your loan officer right away so we can help you determine the best way to achieve your goals.

DO’s

  • DO call your loan officer if you have any questions.
  • DO provide requested documentation promptly and in its entirety.
  • DO continue living at your current residence.
  • DO continue making your mortgage or rent payments.
  • DO continue to use your credit as normal.
  • DO keep working at your current employer.
  • DO keep your same insurance company.
  • DO stay current on all existing accounts.

DONT’s

  • DON’T change your employment or marital status.
  • DON’T make any major purchases (car, furniture, jewelry, etc.).
  • DON’T change bank accounts.
  • DON’T make any large cash deposits into your bank accounts.
  • DON’T transfer any balances from one account to another.
  • DON’T close any credit card accounts.
  • DON’T consolidate your debt onto one or two credit cards.
  • DON’T apply for new credit or open a new credit card.
  • DON’T max out or overcharge on your credit card accounts.
  • DON’T take out a new loan or co-sign on a loan.
  • DON’T pay off any loans or credit cards, charge offs, or collections without discussing it with your loan officer first.
  • DON’T finance any elective medical procedure.
  • DON’T join a new fitness club.

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Laura Bolieu Austin,
ABR, CDPE, CDRS, CSSBR, CHMS, MCNE, 
CPRES, CSP, GRI, SFR, SRES, TAHS,
Certified New Home Buyers Representative
TREC Instructor License #3569
Broker / Owner
945 Sgt. Ed Holcomb Blvd S
Conroe, TX 77304
Office: 936-321-2977
Cell: 281-798-2911
Email: Laura@RealtyTx.net

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Laura Austin | Realty Texas LCA, Inc. | Phone: 281-798-2911 | Email Me
945 Sgt. Ed Holcomb Blvd S Conroe, TX 77304